Three days before the cutoff date for direct deposit, OEIO receives an enrollment
form from Mr. L in Poland. The form, from one of the banks the FBU has approved for
IDD to Poland, contains the following information:
Poland
Code
|
Two Check Digits
|
Bank-Branch Code
|
Account Number
|
|
|
|
|
|
|
|
|
|
|
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|
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|
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|
P
|
L
|
1
|
2
|
1
|
2
|
4
|
0
|
1
|
0
|
3
|
7
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
0
|
1
|
2
|
3
|
4
|
5
|
6
|
The DIO technician codes the full IBAN information to ITS.gov and then begins the coding on SSA's direct deposit screens. She begins the RTN field
with 70, skips PL and the two check digits (12), then codes the first six digits of the Bank-Branch Code (124010). She adds the U.S. check digit (1) at the end, making the RTN 701240101.
The technician then begins the DAN field with E, the country code for Poland with the contractor bank that uses 70 as the prefix
at the front of the RTN field. Next, she adds the final two digits of the Bank-Branch
Code (37). She finishes with the first 14 digits of the Account Number (12345678901234).
The DAN is now E3712345678901234.