Effective Dates: 10/05/2023 - Present Previous | Next

TN 241 (10-23)

GN 02402.406 Coding Palestine Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Palestine bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Palestine. We store IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the bank data as a Palestine direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Palestine to the beneficiary's local FI.

Forward IDD requests received in a U.S. domestic (non-border) field office (FO) to the Office of Earnings and International Operations (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see:

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • •

    Blank check;

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    SSA-1199-OP70 International Direct Deposit Signup Form for Palestine; or

  • •

    Any document containing required banking information.

If you receive information with discrepancies, see:

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Palestine has a “68” at the beginning of the routing transit number (RTN).

The first letter of the Depositor Account Number (DAN) field has the letter “V” assigned for Palestine.

D. Overview of IDD for Palestine

IDD payments sent to Palestine must be in Israeli Shekel (ILS) accounts at local FIs. The beneficiary must provide complete information to DIO or the federal benefits unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Palestine. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Palestine IDD bank data

The data to code Palestine IDD originates from banks determined by the FRBKC. The bank data on the MBR consists of 27 characters including the country code “V” designated for Palestine.

F. Procedure to code Palestine bank data

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us. When you use one of our systems to establish or change IDD bank data for Palestine (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:

  • •

    account ownership;

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    account type;

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    beneficiary address;

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    beneficiary identification (9 digit ID number)

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    country;

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    enrollment status;

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    first and last name of beneficiary;

  • •

    International Bank Account Number (IBAN)

  • •

    payee indicator;

1. Process initial award

You must update ITS.gov with the bank account information before you process the initial award to ensure the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to us.

2. Add or update bank data using our systems

When you add or update IDD bank data using one of our systems (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • •

    update ITS.gov on the same day;

  • •

    enter all POS direct deposit changes according to normal procedures;

  • •

    use procedures outlined in the chart in this section when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account an ILS account in Palestine?

If no, STOP.

REASON: Beneficiaries in Palestine can only receive IDD

payments in ILS accounts.

4

The RTN is 680000132 for all IDD to Palestine contains:

  • •

    Multi-country prefix of “68” for Palestine.

  • •

    U.S. check digit code for all IDD accounts in Palestine end with a “2.”)

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

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    “S” savings, or

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    “C” checking.

If no indicated account type, use a “C” for checking account.

6

Code depositor account number (DAN):

  • •

    “V” for Palestine;

  • •

    Code 16 digits of the 21-digit account number.

7

You must enter all bank information into ITS.gov on the same business day as listed in GN 02402.406F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to us.

G. Example of coding Palestine direct deposit

The customer provides us with a signup form for Palestine with the account number: PS92PALS000000000400123456702

  • •

    The first character of IBAN is “PS,” which represent the International Organization for Standardization (ISO) country code.

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    The third and fourth characters are the IBAN check digit. Never code the IBAN country code or check digit to the MBR.

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    The next 4 characters of the IBAN represents the bank code.

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    The last 21 digits of the IBAN represent the account number.

1. Derive the RTN

The technician enters the information for the RTN.

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    Code RTN as 680000132;

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    Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for checking.

2. Derive the DAN

The technician codes the DAN:

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    Start with country code “V” designated for Palestine; and

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    Code the 16 digits of the 21-digit account number “0000000004001234”

3. Technician obtains the bank data

  • •

    Checking

  • •

    DAN: V0000000004001234

a. POS coding reflects the bank data

  • •

    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 680000132

  • •

    ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: V0000000004001234

  • •

    CANCEL DIRECT DEPOSIT (Y):

  • •

    DIRECT EXPRESS (Y):

b. The MBR reflects the bank data

  • •

    RTN 680000132

  • •

    DAN CV0000000004001234

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402406
GN 02402.406 - Coding Palestine Bank Data on the Master Beneficiary Record (MBR) - 10/05/2023
Batch run: 01/29/2024
Rev:10/05/2023