only with children (or spouse and children)
If the householder lives only with children or with spouse and children, assume there
is no ISM received from within the household unless:
the children have income (e.g., Title II, child support); and
the household is not a public assistance household (SI 00835.130).
Develop ISM when the claimant does not have income to cover his or her pro rata share,
and the child (children) in the home has income. This could also be an indicator of
unstated income, according to SI 00810.035. Do not use the SSI received by the
child living within the household, to calculate the ISM.
1: Ann, an eligible claimant, lives in a rented apartment. During her initial claim,
she states that her rent is $500 per month. She and each of her three children receive
$100 per month in Social Security survivor’s benefits. Ann’s own income is clearly
insufficient to meet her share of the rent. The CS correctly determines whether her
children’s checks are providing her with ISM from within the household as well as
other sources of unstated income.
EXAMPLE 2: Jane is applying for SSI. Jane lives with her three children, who are all under the
age of 18 years old. Two of her children receive SSI. The third child receives no
income. During the interview, the CS determines that Jane uses the children's SSI
benefit to cover household expenses. Inside ISM development is not required.